Masesane Benjamin has a strong academic background in Economics, Econometrics, and Financial Economics. His notable academic writing and research style are vastly centred around consumer behaviour trends, economic indicators, political and financial regulatory environment, global events and trade policies, supply and demand dynamics, distribution channels, and pricing strategies. Benjamin has extensive experience in the Retail, FMCG, and Supply Chain industries. Currently, he is in the banking industry, working in the Finance Regulatory space of a G-Sib bank that reports to the SARB’S Prudential Authority. A blend of these experiences has equipped Benjamin to provide insights as to how businesses should fund their operations to maximize profits and minimize costs, perform market and industry analysis forecasts through research and forecasting techniques with the consumer in mind.

Gustav Fourie is a curious-minded economist who is passionate about macroeconomics. He holds a BCom Hons degree in Econometrics. Gustav worked on a foreign exchange desk where he obtained on-the-ground experience about the real-world workings of markets, and he quickly found himself migrating to the Austrian school of economics. He is passionate about sound currencies and the free-market pricing mechanism. Gustav possesses a sharp intellect and an innate ability to navigate complex datasets, providing evidence-based recommendations. He currently works as a consultant in the treasury space for one of the Big Four banks.

Thulani Zulu has a solid academic background in Financial Economics, Econometrics, and Development Economics. He holds a Master of Commerce in Financial Economics and Honours in Econometrics from the University of Johannesburg. Thulani is a published academic researcher, and the vast majority of his research interests are centered on systemic risk in the financial sector, economic development policies, global events and trade policies, economic growth, monetary economics, currency volatility, and value at risk. Thulani has experience as a researcher in the financial industry and, currently, he is working in the banking sector—Transactional Banking space.

Lavie Jnr Ncube holds a Bachelor of Commerce in Economics and Econometrics (NQF Level 7) from the University of Johannesburg, graduating in 2023 with distinction-level performance in key modules such as Econometrics and Economics. He further earned a Bachelor of Commerce Honours in Economics (NQF Level 8) in 2024, excelling in Mathematical Economics and Monetary Theory. Currently pursuing a Master of Financial Engineering (NQF Level 9), Lavie has demonstrated strong academic prowess, achieving distinctions in Behavioral Finance, Blockchain, and International Finance, alongside a commitment to interdisciplinary learning in coding, cybersecurity, and financial modeling. His consistent high marks and adaptability in advanced quantitative fields underscore his analytical rigor and dedication to excellence.